银行询问牡丹卡英语会话
牡丹信用卡是中国工商银行(含中国工商银行相关分支机构)发行，并给予持卡人一定信用额度，持卡人可在信用额度内先支付后还款，具有消费、转账结算、存取现金等功能的信用支付工具。接下来小编为大家整理了银行询问牡丹卡英语会话，希望对你有帮助哦!
对话一：
A:Excuse me,is this the Peony Credit Card Department of the ICBC?
B:Yes.Is there anything I could do for you?
A:Could you tell me something about your Peony Credit Card?
B:Yes,of course.
A:What service advantages does peony card possess?
B:Oh.First of all, We have interconnected our service offices throughout the country. In more than 320 card-issuing cities,there are over 28,000 savings offices and 100,000 special units.
A:That's great.Anything else?
B:We have the advantages of computer network with 27,000 ATMs and 120,000 POS. You can enjoy pleasant and convenient services anytime and anywhere.
A:Thank you for your information.
B:You're welcome.
A:请问这儿是工商银行牡丹卡部吗?
B:是。需要我为您做点儿什么吗?
A:我想咨询牡丹卡业务，可以吗?
B:当然可以。
A:牡丹卡有哪些服务优势呢?
B:噢。首先，我们在国内实现了服务机构网络化。在现有320多个发卡城市中，共有28,000多个指定储蓄所，特约单位100,000多家。
A:太棒了!还有哪些优势呢?
B:我行拥有计算机网络优势,现有ATM机近27,000多台，POS机120,000余台。您可以随时随地享受到轻松方便的服务。
A:谢谢您的咨询。
B:不用谢。
对话二：
A:Why are "MasterCard" symbols on the faces of Peony Card?
B:Ah.That's because the ICBC has joined in the MasterCard International Organization in Feb.1990.And "MasterCard" is the symbol of the organization.
A:Does it do anything with the Peony Card?
B:Well,according to the regulations of the Internatioal Credit Card Organization, every member bank must design the symbol of the organization on the face of the credit card. Therefore,there are "MasterCard" symbols on the faces of the peony cards.
A:Ah.I think it's the same with the VISA symbol.
B:Quite so.
A:为什么牡丹卡卡面上带有"MasterCard"图案?
B:因为中国工商银行己于1990年2月加入了"万事达卡"国际组织，成为其会员银行。"MasterCard"是该组织的标志。
A:这与牡丹卡有什么关系吗?
B:嗯，根据国际信用卡组织的规定，每个会员银行发行的信用卡面上必须带有该组织的标志，因此，牡丹卡面上带有"MasterCard"标志。
A:喔，看来VISA图案也是如此。
B:正是这样。
对话三：
A:How can I get the benefits from a personal credit card?
B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
A:Is it convenient to use?
B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
A:Can I buy things with it?
B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
A:What should I do if I am in bad need of funds?
B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
A:That's good.
B:Try a Peony Card.
A:个人信用卡有什么好处吗?
B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付利息。
A:它使用方便吗?
B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
A:我可以用它来购物吗?
B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。
A:如果我急需资金该怎么办呢?
B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
A:那太好了。
B:办一张牡丹卡试试。
对话四：
A:What benefits do the Peony Credit Card have for personal cardholders?
B:You can purchase first and pay later.
A:Is that so?
B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
A:How could I do when there is no funds in my card?
B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
A:Then,how much can I overdraw from my personal ordinary card?
B:5,000 to 20,000 yuan price range are available for you to choose.
A:That's enough.
B:Get a Peony Card as soon.
A:牡丹信用卡对个人有什么好处呢?
B:您可以先购物后付款。
A:是这样吗?
B:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。
A:如果卡上没钱该怎么办呢?
B:不必担心。您卡上有最低信用额度供您购物。
A:那么我的这张普通卡能透支多少钱呢?
B:商品金额5,000元至20,000元供您选择。
A:这就够了。
B:赶紧办一张牡丹信用卡片。
对话五：
A:What benefits do the Peony Card have for corporate cardholder?
B:Agency receipt and payment saves the time of shopping and banking for staffs.
A:Any other benefits?
B:Business trip allowances,medical expenses and other internal payments can all be completed through mutual transfer between the employee's and enterprise's Peony Card accounts.
A:It's really a coagent in enterprise's finance.
B:Moreover,it helps the corporate with instant settlement in or beyond the city,increasing the service efficiency of funds.
A:What special services they are!
B:Our aim is to satisfy every customer's needs.
A:领用牡丹卡对单位有什么好处呢?
B:代理收付节约购物时间和跑银行的时间。
A:还有什么其它好处呢?
B:将差旅费和医疗费用报销及其它内部缴纳工作，全部通过牡丹卡完成员工卡账户与企业卡账户间的相互转账。
A:它真是企业财务的好帮手。
B:此外，它帮助单位在同城或异地实现即时清算，提高资金使用效率。
A:真是专业化服务啊!
B:我们的服务宗旨就是满足每一位客户的需要。
对话六：
A:Hello!I want to have a Peony Credit Card of your bank.
B:Which do you prefer, a gold card or an ordinary card?
A:Why!How's that?
B:Well.According to the credit grade, the Peony Credit Card is distinguished as gold and ordinary cards.
A:What special discount and service can people get for gold one?
B:You can get credit limit amounts ranging from 20,000 to 50,000 yuan for a gold card,but only up to 20,000 yuan for an ordinary one.
A:What requirements do you need to get a gold one?
B:You may apply for a personal gold card if you have a salary of more than 2,000 yuan per month as in the same conditions as other applicants.
A:Oh.I will have a gold card.
A:您好!我想办一张贵行的牡丹信用卡。
B:您喜欢办金卡，还是普通卡呢?
A:啊!这是怎么回事呢?
B:噢。按信用程度，牡丹信用卡分为金卡和普通卡。
A:金卡能得到什么优惠和特殊服务呢?
B:您可以获得20,000元至50,000元的信用额度，而普通卡最多只有20,000元。
A:办金卡有什么规定吗?
B:在其他方面和别人条件一样的情况下，如果您月收入达到2,000元以上，就可以申领金卡。
A:那我办一张金卡。