关于＂汇款直通车＂的讲解（双语）

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1. Definition

1、 定义

"Remittance Express" is an electronic remittance service provided by a bank for customers.

“汇款直通车”是一种由银行向客户提供的电子汇款业务。

2. Types of Remittance

2、汇款形式

According to customers' different requirements for remittance of urgent degrees, "Remittance Express" provides two kinds of remittance for you to choose, namely, the general remittance and the urgent remittance. They can fully satisfy customers' requirements for money transfer.

根据客户对汇款业务需求缓急程度的不同，“汇款直通车”提供两种汇款方式供您选择，即普通汇款和加急汇款，可以满足客户资金汇划的各种需求。

3. Handling Procedures

3、办理手续

The procedure for "Remittance Express" is quite simple. You can use an ICBC's deposit passbook or the cash to transfer money. If you want to use the passbook, you only have to fill out the specialized voucher for remittance at nearby ICBC branch. Your own passbook, the receiver's name or his current deposit account number should be provided. The money can be remitted after your valid identification card (ID card, household registration booklet, passport, identification credentials for armyman) is presented and handling charge is paid. As for remittance in cash, the remitter directly hands over the cash. The rest of the procedure is the same with remittance of the passbook.

办理“汇款直通车”手续简便。您可采取工商银行存折汇款或采用现金直接汇款。使用工商银行存折汇款，您只需提供本人存折，收款人姓名或在工商银行开立的活期储蓄存折账号，到附近的工商银行正确填写汇款专用凭证，出示有效身份证件(身份证、户口簿、护照、军人证等)，缴纳手续费即可汇款。使用现金汇款则由汇款人直接缴纳现金，其他与存折汇款手续完全相同。

4. Withdrawal of Remittance

4、取款

The remittee can use the deposit book appointed by the remitter to draw the money in the local ICBC outlet appointed by the remitter 24 hours after the general remittance being transacted. The urgent remittance can be drawn with 2 hours. If the money is remitted to the individual, the remittee can take his valid ID card to the appointed local ICBC service outlet to draw the money.

收款人可在普通汇款汇出24小时内，持汇款人指定汇入的存折到当地汇款人指定的工商银行网点取款。 加急汇款则可在2小时内取款。汇给个人名下的，由收款人持有效身份证件到指定工商银行营业网点办理取款手续。