“预付卡”英语怎么说

名词解释：预付卡，是指发卡机构以特定载体和形式发行的，可在发卡机构之外购买商品或服务的预付价值。按是否记载持卡人身份信息分为记名预付卡和不记名预付卡;按信息载体不同分为磁条卡、芯片(IC)卡。你知道用英语怎么表达吗

People purchasing large amounts of prepaid cards will soon have to reveal their real names.

The latest move is aimed at preventing money laundering, tax evasion and bribery, according to an official document published by the State Council, China's Cabinet, on its website on Wednesday.

Issuers of prepaid cards should register customers' identities if they purchase at least 10,000 yuan ($1,500) in cards, or if the prepaid cards carry the names of the people who will use them.

In addition, the value of anonymous cards should be below 1,000 yuan, while cards bearing the names of their users should not surpass 5,000 yuan.

对于购买大量预付卡的人将实行实名制。

周三国务院的网站上发布了一份官方文件，称这一举措是为了防止洗钱、避税和行贿受贿。

如果用户购买金额超过1万元(1500美元)或者预付卡上包含使用者姓名，预付卡的发行方需要登记用户信息。

另外，不记名商业预付卡面值不得超过1000元，记名商业预付卡面值不得超过5000元。

【讲解】

文中的“prepaid card”就是“预付卡”的意思，“prepaid”是指“预先支付的”如：prepaid phone card是指“预付费电话卡”，广义的预付卡包括购物卡(shopping card)、代金券(coupon)、服务卡(service card)、电话卡(phone card)等。商业预付卡实名制是为了防止洗钱(money laundering)、逃税(tax evasion)和行贿受贿(bribery)等。