英语四级作文范文“卡奴”

2015年6月份的四六级备考正在紧锣密鼓的进行中，一向作为复习重点的作文，自然不可小觑啦。2013年开始，四六级出现改革，作文也变成了多题多卷的命题形式。小编为童鞋们搜集来一些关于四六级作文，希望能予以帮助。

信用卡，在满足人们一时的物质享受之后，却埋下了更多的隐患，不少人为了还清信用卡的账单，不觉沦为了卡奴，一个月总会上演一次“还钱危机”。那么为啥会出现这种“卡奴”现象呢?

On Card Slave

As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.